I had a lovely conversation with Retiremeant™ Specialist James Carvalho about where property fits into your financial plan. James explains how people often get it wrong by mixing asset classes into the wrong part of their portfolio. When you build a financial plan, you need to break up all your assets and investments into lifestyle, retirement and surplus. Once you have that in place, it’s easier to understand what to expect from your property as an investment. While property can be a valuable asset, James talks us through the many considerations, pitfalls, risks, and the types of property investments available.